Your car insurance company may allow you to pause your coverage if you do not plan to drive your adventure, although this will not cover you outside. Health insurance, on the other hand, is more than an issue. Yes, health care is always cheaper abroad compared to the United States, but you will run a great risk if you give up insurance. If you quit your job, you have 60 days after your work ends to sign up for a new plan through Health insurance market.
As far as phone bills go, the free international data roaming service on T-Mobile, Sprint and Google Fi may look attractive, but none of these companies want to roam for 12 months. You may need to pause the service. Contact your service provider to verify. In fact, local SIM cards are the way to go, as they give you inexpensive local calls and phone data.
Make money, or at least spend less of it
The ideal, of course, is to have a job that you can do remotely. Many bosses may say “no” to your business remotely. However, many jobs can be done well from afar. You just need to prove that you are able to produce when you are not in an office. I suggest trying to work from home a few days a week and expanding from there. A word of warning: this is much more difficult than you can imagine. Working from home takes discipline, and working while in a wonderful new city is more than that. This may be a “dream”, but it is more challenging than imagination may seem.
One of the easiest ways to cut your costs is to work in an inn. For a few hours a day, you can help the hostel, usually by cleaning or replacing sheets, and in return you can stay there for free. It’s not the most glamorous business, and not every hostel does it, but imagine imagining some housekeeping in the morning, then taking the rest of the day to explore some of the city you just saw in the pictures while only spending a few dollars a day.
I have met many people dreaming of becoming a travel writer or vlogger. When I ask to find out what they have done so far, most of them ignore and just say it is something they want to do. I hate being cruel, but these people won’t succeed. You need to treat it as work before anyone pays you. I wrote about traveling For my blog For two years before anyone pays me. If you have an index of articles or videos to show a potential editor or sponsor, that goes far beyond saying: “Well, I think I’ll be good at that, maybe. Trust me?”
For more income, consider countries with Business Vacation Visas for Americans under 30, available on Australia, Ireland, New Zealand, Portugal And South Korea. These special visas allow you to explore a country for up to a year, sometimes two years, while working from time to time. They are not intended to serve as a back door to stay permanently, but only to help make some money during long trips. If you are still a recent student or graduate or open to teaching, There are more options.
Get a visa (and credit card too)
Make sure you have a credit card that doesn’t charge international fees. Wirecutter, the New York Times reviewing products, recommends several of them No annual fees. Cash has become less necessary in many countries, but obtaining A.T.M. Card that pays A.T.M. Fee is an additional bonus. NerdWallet has A detailed look at some options. I have a card through Schwab that also requires you to open an investment account, but both are free and you can use the verification account only, if you want to.